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07 February 2019 Submitted by Joel Patenaude (not verified)
Thought-provoking. Thanks Peter
1. The term disaggregation feels inadequate. How about “disaggregation plus”? This brings in your point of the emergence of novel bundles of products and services. It's not just the old pieces being taken apart, there are a LOT of cool new parts.
2. I love that you mention underwriting of risk. Speed eliminates costly risks associated with slowness so there is less there financially. Holding no future as a profit center, it’s a commodity.
3. How Google, Facebook, Paypal and Amazon will dominate, or not — and drive scale, or not — in the markets about which CGAP cares is anybody’s guess.
Thought-provoking. Thanks Peter
1. The term disaggregation feels inadequate. How about “disaggregation plus”? This brings in your point of the emergence of novel bundles of products and services. It's not just the old pieces being taken apart, there are a LOT of cool new parts.
2. I love that you mention underwriting of risk. Speed eliminates costly risks associated with slowness so there is less there financially. Holding no future as a profit center, it’s a commodity.
3. How Google, Facebook, Paypal and Amazon will dominate, or not — and drive scale, or not — in the markets about which CGAP cares is anybody’s guess.