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She Saves: Designing Savings Products That Work for Young Women

For young women with irregular incomes and limited buffers, savings rather than borrowing is the preferred way to build assets and manage uncertainty. The question is not whether to offer savings, but how to design products that fit young women’s realities.

Young Women Speak: Lessons on Inclusive Finance from Ghana & Tanzania

Based on research and experimentation in Ghana and Tanzania, CGAP identified three opportunities for providers and funders to help close the gender gap that widens between ages 15–24. Broaden on-ramps to the financial system, prioritize secure savings over credit, and protect young women’s financial gains with better life and health insurance.

Regulating Savings Groups: Only a Proportionate Approach Will Work

Savings groups offer vital, community-run savings and loans, thriving even in fragile contexts. But rising government regulation in some countries risks harming them unless policies remain proportionate and risk-based.

Rural Women in Tanzania Build Financial Resilience Through Groups

BRAC Tanzania Finance Ltd. (BTFL) supports rural women with tailored loans, financial guidance, and a "phygital" approach, helping them build resilience and sustainable livelihoods despite the unique challenges they face.