Maria Fernandez Vidal

Senior Financial Sector Specialist

Maria Fernandez Vidal is a Senior Financial Sector Specialist and has led CGAP’s Data team since its establishment in 2020. She leads CGAP’s work on open finance and AI and was the lead author for the Key Considerations for Open Finance, a joint publication by CGAP, the BIS, the IMF, the UNSGSA’s office and the World Bank. Her work focuses on the role of data in advancing financial inclusion and financial health, covering both the public and private sectors.  She has also led work on fintech innovation, platforms and advanced analytics.

Before joining CGAP, Maria spent five years at McKinsey & Company advising financial and public sector clients on strategy, risk, operations, and organizational transformation. She previously worked at the Inter-American Development Bank (IDB) and the International Monetary Fund (IMF).

Maria holds an MBA from The Wharton School at the University of Pennsylvania, with a double major in strategic management and finance, and earned both her undergraduate and graduate degrees in economics from Universidad Torcuato Di Tella.

By Maria Fernandez Vidal

Blog

Digital Credit Helping to Put Kids in Classrooms in Cote d'Ivoire

By partnering with farmers’ cooperatives to offer an innovative digital credit product, Advans is seeing high repayment rates and having an impact on school attendance in rural Cote d'Ivoire.
Blog

What Can Traditional Giving Teach Digital Fundraising Platforms?

What can today’s digital fundraising platforms learn from long-held traditions of giving? We spoke with givers in Kenya to find out.
Blog

From Data to Customer Insights: 3 Tips for Providers

Financial services providers often struggle to manage the vast amounts of data their customers generate. Here are three tips for providers looking to get the most out of their data.
Blog

Mapping Africa’s Latest Innovations in Digital Finance

CGAP received nearly 200 proposals from digital financial services providers across Africa interested in piloting new products. A look at those proposals — from 30 countries — shows that innovations are spreading beyond hot spots like Kenya.
Blog

Using SMS Messaging to Strengthen Your Agent Network

Agents are an important element of mobile financial services, but managing a large agent network can be challenging. In Paraguay, SMS messaging proved a cost-effective solution.