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Searching: Research & Analysis
CGAP provides analysis and evidence-based research for policymakers, financial institutions, providers, donors, and more.
This Working Paper reviews how different countries have designed pension schemes for informal workers. It focuses on contributory schemes for the “missing middle”: informal workers with sufficiently stable incomes to save for old age but who lack access to suitable pension options.
This paper summarizes two decades of insights to help practitioners unlock the social and business case for young women’s financial inclusion. It outlines tailored strategies for product design, delivery, financial capability, and social intermediation to meet the needs of this diverse and vital client group.